When Will Your Credit Card Processor Be EMV Certified?
To accept chip card payments, you need an EMV reader.
That you knew.
What you may not have known:
EMV is not as simple as plugging in your chip reader. There’s a lot of complicated technology changes happening behind the scenes.
Take, for example, the fact that you need an upgraded payment gateway, the bridge between your EMV reader and your credit card processor.
Also, your credit card processor is making a lot of technology changes. For EMV to work, each gateway must also be tested, or certified, with every processor for every type of EMV reader.
That’s THOUSANDS of certifications!
“Given the complexity of EMV, there is a more of a rigorous certification process,” says Jeremy Gumbley, CTO of Creditcall, the gateway used with NCR Silver. “Now, that’s not to say that wasn’t rigorous under magnetic stripe, but with EMV, when you consider that each one of those cards is its own little computer, you bump into a whole manner of interoperability issues across the world.”
Your POS system
Wondering why your POS system can’t yet process EMV payments like the Big Box stores? The sheer amount of technology integration involved is why.
Bottom line, EMV is more than hardware. It requires multiple companies and parts working together.
As for NCR Silver, your device will be ready for chip transactions once your processor completes EMV certification with the POS system’s gateway.
Your certification dates
The current schedule:
Your steps to get NCR Silver EMV started
When your processor is EMV certified for NCR Silver and Creditcall, an agent will send you an email letting you know you can upgrade to EMV, along with instructions for how to get started.
That’s a lot to take in, isn’t it?
That’s why we’re here to help … 24/7. If you have any questions, please chat with us through your NCR Silver back office or by texting support at 877-270-3475.
Related Post: Your EMV Questions Answered